Lean Open Banking · UAE

Customer Consent &
Account-on-File Payments

Register a customer, capture their bank consent via Lean LinkSDK, then initiate server-to-server payments — no card, no redirect per payment.

Register Customer Make Payment
🏦
Integration Flow
① Register
POST /customers/v1
POST /consents/account-on-file
→ consent_id returned
② Authorize
LeanV2.authorizeConsent()
Customer logs into bank
→ Webhook notifies backend
③ Pay
POST /payments/account-on-file
Server-to-server only
→ Instant bank transfer
Register Customer
Step 1 of 3

Fill in customer details. Our API creates a Lean customer record and generates a consent request — returning a consent_id.

Start
Authorize Consent
Step 2 of 3

Customer uses Lean LinkSDK to connect their bank and authorize the Account-on-File consent. Backend is notified via webhook.

After Registration
Make Payment
Step 3 of 3

Select a customer and their authorised consent from the dropdown. Enter an amount — payment is initiated server-to-server instantly.

Pay
2 customer(s) registered in this session. Make a payment →